What Is the Amazon Visa Credit Card?
The Amazon Visa credit card is a rewards credit card
issued by Chase in the United States. It is designed for shoppers who
want to earn rewards on eligible Amazon purchases and everyday expenses.
You can use the card wherever Visa is accepted, subject to the card’s terms.
The Amazon Visa is different from the Prime Visa. The regular Amazon
Visa is available without requiring an eligible Amazon Prime membership,
while Prime members may qualify for enhanced rewards with the Prime Visa.
Amazon Visa Credit Card Rewards
According to Chase’s published offer, the regular Amazon Visa provides
the following rewards on eligible purchases:
- 3% back: Amazon.com, Audible.com, Whole Foods Market,
and eligible Chase Travel purchases. - 2% back: Gas stations, restaurants, local transit,
and commuting, including eligible rideshare purchases. - 1% back: Other eligible purchases wherever Visa is accepted.
Rewards are subject to program rules and eligible purchase categories.
Check the issuer’s current terms before applying.
Key Benefits of the Amazon Visa
1. No Annual Fee
The regular Amazon Visa has a $0 annual fee. This can make it attractive
to shoppers who want a rewards card without paying a yearly card fee.
2. Rewards on Everyday Spending
Cardholders can earn rewards not only on eligible Amazon purchases but
also on qualifying restaurant, gas station, and transit purchases.
This makes the card useful for a range of everyday expenses.
3. Flexible Rewards Redemption
Eligible rewards can be redeemed for options such as Amazon purchases,
cash back, gift cards, and travel through available Chase redemption
channels. Redemption options and values may vary.
4. No Foreign Transaction Fees
The card’s published benefits include no foreign transaction fees.
Review the current pricing and terms for details before using it abroad.
5. Purchase and Travel Protections
Eligible card purchases and travel may qualify for benefits such as
purchase protection, extended warranty protection, baggage delay
insurance, and rental car coverage. Coverage limits, exclusions, and
eligibility requirements apply.
Amazon Visa vs. Prime Visa
| Feature | Amazon Visa | Prime Visa |
|---|---|---|
| Annual fee | $0 | $0 |
| Rewards at eligible Amazon purchases | 3% back | 5% back with an eligible Prime membership |
| Rewards on gas and dining | 2% back | 2% back |
| Rewards on other eligible purchases | 1% back | 1% back |
The regular Amazon Visa may suit shoppers who do not have an eligible
Prime membership. The Prime Visa may offer greater rewards for eligible
Amazon shoppers who already subscribe to Prime.
Amazon Visa Credit Card Fees and Interest
Although the Amazon Visa has no annual fee, interest and other charges
may apply. Chase’s published offer lists a variable purchase APR, which
may change according to the account terms and the applicant’s creditworthiness.
Paying your statement balance in full by the due date can help you avoid
interest on purchases when your account’s terms provide a purchase grace
period. Cash advances, late payments, and other transactions may have
separate fees or interest rules.
Always review the official pricing and terms for the latest APR, fees,
and conditions before submitting an application.
Who Can Apply for the Amazon Visa?
The Amazon Visa is a US-issued credit card, and applications are subject
to Chase’s approval requirements. Applicants generally need to meet the
issuer’s identity, residency, age, and credit requirements.
Approval is not guaranteed. The issuer may consider credit history,
income, existing obligations, and other information when evaluating
an application.
How to Apply for the Amazon Visa Credit Card
- Visit the official Chase Amazon Visa credit card page.
- Review the current rewards, promotional offer, APR, and fees.
- Check that you meet the issuer’s application requirements.
- Complete the application using accurate information.
- Submit your application and wait for Chase’s decision..
Is the Amazon Visa Worth It?
The Amazon Visa may be a good option for eligible US consumers who
regularly shop on Amazon and want rewards without an annual fee.
Its everyday spending categories can also provide value beyond online
shopping.
However, the card may be less attractive if you rarely shop at Amazon,
prefer a different rewards structure, or tend to carry a credit card
balance and pay interest. Interest costs can outweigh the value of
rewards earned.
Frequently Asked Questions
Does the Amazon Visa have an annual fee?
No. The regular Amazon Visa has a $0 annual fee, according to Chase’s
published offer. Other charges may still apply.
Can I earn rewards without Amazon Prime?
Yes. The regular Amazon Visa offers 3% back on eligible Amazon.com,
Audible.com, Whole Foods Market, and Chase Travel purchases without
requiring an eligible Prime membership.
Can I use the Amazon Visa outside Amazon?
Yes. It is a Visa credit card and can generally be used at participating
merchants that accept Visa, subject to the card’s terms and restrictions.
Is the Amazon Visa available worldwide?
No. This card is issued in the United States and is subject to US
application requirements. Availability and eligibility depend on the
issuer’s rules.
Where can I check the latest offer?
Visit Chase’s official website to review current welcome offers,
rewards, interest rates, and application terms.